Bank of America, Enterprise Credit Summer Analyst Program 2026 - Consumer Credit - Application via WayUp Join to apply for the Bank of America, Enterprise Credit Summer Analyst Program 2026 - Consumer Credit - Application via WayUp role at WayUp Bank of America, Enterprise Credit Summer Analyst Program 2026 - Consumer Credit - Application via WayUp 18 hours ago Be among the first 25 applicants Join to apply for the Bank of America, Enterprise Credit Summer Analyst Program 2026 - Consumer Credit - Application via WayUp role at WayUp Get AI-powered advice on this job and more exclusive features. This role is with Bank of America. WayUp is partnering with Bank of America to hire top talent. Enterprise Credit Analyst Program 2026 Enterprise Credit Overview The Enterprise Credit organization is an integrated credit underwriting, monitoring and product management organization managing credit for clients in the bank’s eight lines of business including consumers, companies, and institutions . To deliver seamlessly for our clients, the Enterprise Credit team works with a large array of partners in Global Risk, Global Operations, Global Banking and Consumer & Small Business Banking. For additional information on our eight-lines of business, please refer to the annual report. Enterprise Credit Analyst Program The Enterprise Credit Summer Analyst Program is a 10-week program that provides you broad exposure into our credit underwriting, monitoring, business controls and data management routines. The program emphasizes on-the-job training augmented by classroom instruction focused on technical, analytical, and professional skills. Our goal is for you to have the opportunity to build upon your academic foundation - specifically technical skills, industry knowledge and familiarity with a corporate environment - while pursuing your career, based on your interests and background. Your training and development is our top priority, with extensive formal training offered at the start of the program and on-the-job support, events, and mentorship throughout. The Enterprise Credit program has six tracks to support the eight lines of business. The tracks include: Consumer Credit Global Wealth & Investment Management Credit (Supporting our Merrill and Private Bank clients) Global Commercial Banking (GCB), Asset Based Finance and Commercial Real Estate Credit Global Corporate & Investment Banking and Global Markets Credit Leveraged Finance Credit Acquisition Finance Data and Analytics and Business Controls/Process Optimization This job requisition is for the Consumer Credit track. Consumer Credit: The Consumer Credit team is responsible for credit related strategies, policies and procedures, risk detection and portfolio management. In addition, the team oversees the underwriting and fulfillment of Home Loans, Consumer Card, Consumer Vehicle, Small Business Card and Merchant Services products for Retail, Preferred, Private Bank and Merrill Lynch Wealth Management clients. Candidates for this track need an understanding of finance and accounting principles, business management and process/controls. The Consumer Credit Data and Analytics teams perform a wide variety of functions, including data analytics, forecasting, capacity planning, reporting and process optimization. The team supports the Consumer Credit organization with data and process requirements and management routines to ensure the business runs at optimal performance. What to expect day to day Over the 10-week program, you will participate in a variety of day-to-day activities. You will be paired with a team of professionals in our Consumer Credit business. Potential activities include: Analysis of financial information, identification/mitigation of potential risks and compliance with regulatory requirements. Participate in the data management process to understand how credit data is used internally. Develop and design data driven strategies by leveraging proven enterprise data, resources and tools to develop and enhance statistically sound strategies. Deliver and enable product level performance insights to help drive responsible growth and business performance. Transform complex data into engaging, easy-to-understand narratives. Develop visualizations (charts, graphs, etc.) and interactive reports and communicate findings with business partners and executive leadership. Locations Charlotte Qualifications Students must be pursuing a Bachelors or Bachelors direct to Master’s degree from an accredited college or university with a graduation timeframe between November 2026 and August 2027 3.2 minimum GPA preferred A history of high achievement Common areas of study include but are not limited to: Personal/Corporate Finance Business Administration Accounting Information Systems Economics Other related majors Candidates should possess a high level of intellectual curiosity, a drive for operational excellence, and a commitment to achieving sustainable results. Additionally, students should hold strong academic and technical skills in Microsoft Office as well as show proficiencies in leadership, teamwork, problem solving & analytical skills, verbal and written communication, and professionalism. Bank of America is unable to consider candidates that will require visa sponsorship now, or in the future, for this specific role. Bank of America does not complete third party forms from colleges, universities, or other parties. Full / Part-time: Fulltime Hours Per Week: 40.00 Shift: 1st Shift Seniority level Seniority level Not Applicable Employment type Employment type Full-time Job function Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at WayUp by 2x Sign in to set job alerts for “Bank Employee” roles. 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